Florida Lost Title Bonds are required by the state of Florida's DMV to obtain your title and register your vehicle, boat, RV, mobile home or trailer. The bond ensures that you are the rightful owner of the vehicle, Mobile home, trailer etc. The Florida Lost Title Bond guarantees damages up to the bond limit for a legitimate title holder that may surface in the future with a valid claim to the vehicle, Mobile home, boat or trailer.
The bond is required when The Obligee (obligator) is the entity requiring you to get the bond. There are 3 parts to a surety bond. The Principal, The Surety Company, and the Obligee. The Principal is the business or individual applying for the Surety Bond. The Obligee is the individual or entity requiring the Surety Bond and the Surety Company is the company who provides the Surety Bond coverage.
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For Florida Lost Title Bonds under $5,000 the cost of the bond is $100. For bonds over $5,000 the rate is 1.5%
No one may sell, assign or transfer a vessel titled by the state of Florida without providing the purchaser or transferee with a valid certificate of title. The title must be properly completed, indicating the transfer to the purchaser or transferee.
When vessel ownership is transferred from one individual to another, an application for transfer of ownership must be filed with a county tax collector or license plate agent within 30 days along with a title transfer fee of $5.25. If an application for transfer is not made within 30 days, the purchaser or transferee will be charged an additional $10 fee.
When filing an application for transfer of title, the new owner must provide a county tax collector or license plate agent with the last title issued for the vessel.
If a valid Florida vessel registration is lost or destroyed, a duplicate can be obtained from a county tax collector or license plate agent by submitting Form HSMV 87015. If a Florida certificate of title is lost or destroyed, the titled owner can get a duplicate by submitting a completed Form HSMV 82101 and a $6 fee to a county tax collector or license plate agent. The application will be processed and the duplicate title mailed within five working days from receipt of the application. For those counties issuing expedited duplicates and FLHSMV offices, a fee of $11 is assessed.