Connecticut Lost Title Bond
The Connecticut Department of Motor Vehicles (DMV) may require a lost title bond when you need a Connecticut title but can't surrender the vehicle's existing title. The bond, filed on Form H-113, Surety Bond – Certificate of Title, protects prior owners, lienholders and future buyers if someone later proves a better claim to the vehicle. Once the bond is accepted, the DMV can issue a title in your name.
Bond amount and your premium
The bond amount is twice the value of the vehicle, as determined by the Connecticut DMV. That is the required coverage, not the price you pay. Your premium depends on the surety's underwriting, so request a quote rather than relying on a fixed price or percentage. Check with the DMV before you buy a bond to confirm one is required and to get the value it will use.
How to apply
Once the DMV confirms a bond is required, start the online application with your name, the vehicle's year, make, model and VIN, and the vehicle value the DMV set. WWIS will review your submission and help you with the quote, the H-113 bond form and issuance. Approval and timing depend on the surety and a complete application.
Information needed for filing
- Confirmation from the DMV that a bond is required and the vehicle value it will use.
- The vehicle's year, make, model and VIN, plus your bill of sale (Form H-31) or Supplemental Assignment of Ownership (Form Q-1).
- A completed Form H-113, issued by a surety authorized in Connecticut, with the principal's and surety's signatures witnessed.
- A current power of attorney for the surety's attorney-in-fact attached to the bond.
- Any other documents the DMV asks for, such as a lien release if a lien was recorded on the old title.
You may not need a bond
If you are the owner of record and lost your Connecticut title, you can request a replacement title with Form H-6B instead. If you're selling to someone who will register the vehicle in Connecticut, Form H-6B plus an original Form Q-1 can transfer ownership without a replacement. Vehicles more than 20 model years old don't need a Connecticut title; the prior registration and a Form Q-1 or H-31 are used instead. Confirm the requirements for your vehicle with the Connecticut DMV.
Get help with your application
Call 888-518-8011 or email [email protected] for help selecting the bond and completing your application.
If you or your business needs help in obtaining a surety bond or commercial insurance give us a call!