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Utah Lost Title Bonds are required by the state of Utah's DMV to obtain your title and register your vehicle, boat, RV, mobile home or trailer. The bond ensures that you are the rightful owner of the vehicle, Mobile home, trailer etc. The Utah Lost Title Bond guarantees damages up to the bond limit for a legitimate title holder that may surface in the future with a valid claim to the vehicle, Mobile home, boat or trailer.
The bond is required when The Obligee (obligator) is the entity requiring you to get the bond. There are 3 parts to a surety bond. The Principal, The Surety Company, and the Obligee. The Principal is the business or individual applying for the Surety Bond. The Obligee is the individual or entity requiring the Surety Bond and the Surety Company is the company who provides the Surety Bond coverage.
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For Utah Lost Title Bonds under $5,000 the cost of the bond is $100. For bonds over $5,000 the rate is 1.5%
General Information
The following list describes which vehicles are required to be titled in Utah:
Though every title situation is different from the last, you should at least have the original title or a bill of sale from the previous owner. Either of these should be sufficient to at least get you started at the DMV, and should allow you to at least obtain a temporary permit while you round up additional documents such as safety and emissions inspections.
For more specific information, see:
I just bought a vehicle, but the seller can’t find the title. What do I do?
It is the seller’s responsibility to find and transfer the title to you. It is very common that a “missing” title is simply being held by the seller’s bank or credit union as collateral for a loan, in which case the seller should contact their bank or credit union. If the title is truly missing, however, the seller will need to apply for a duplicate title.
If the previous title was a Utah title, the seller may complete Form TC-123, Application for Duplicate Utah Title in place of the original title, which not only requests a duplicate title, but also allows the seller to transfer that duplicate title to you. You may then take the Application for Duplicate Utah Title to the DMV along with a bill of sale.
If the previous title was from out-of-state, however, the seller is responsible for obtaining a duplicate title from that state. In cases like these, you may take a bill of sale to the DMV, pay your title and registration fees, and obtain a temporary permit so that you may use the vehicle while you wait for the title.